decoded.report LIVE FROM SEC FILINGS
CASE FILE · OPENED JUST FOR YOU

SFL

SFL Corp Ltd.
LAST CLOSE… Deep Sea Foreign Transportation of Freight SHARES -0.8% · 12M
26
GUARDED
RISK INDEX
RED FLAGS 24 YEARS-LONG PATTERN 2 = 26/100. WHY THIS NUMBER, PIECE BY PIECE.

THE READ 10 red-flag mentions across this year's filings, led by dilution, and 94 since 2001, so this is a long-running pattern; share count roughly stable.

THE FILINGS WENT QUIET LAST PERIODIC REPORT 167 DAYS AGO

20-F filed 2026-03-16 is the most recent annual or quarterly report on record. Public companies must file at least every few months, so past ~150 days of silence usually means late filings, a trading suspension, or a company quietly deregistering. Everything else on this page still cites its filing; just know the record itself has gone stale.

FLAGS DILUTION CASH WHAT CHANGED VERDICT INSIDERS OUTSIDE RECORDS
01

Red Flags

2025-08-29 → 2026-08-29

We read every document this company filed with the SEC this year and counted the classic danger phrases. Where wording can be misleading, we open the actual documents and separate real warnings from accounting boilerplate. Each hit links to the exact document.

Dilution (at the market offering) AT LEAST 10 REAL WARNINGS · 15 matching docS this year · 67 ALL TIME

An ATM lets the company print and sell new shares into the market any day it wants. Every print dilutes your slice.

EVIDENCE: [1] 6-K FILED 2026-03-18 · [2] 6-K FILED 2026-03-18 · [3] 6-K FILED 2026-08-26 · [4] 424B5 FILED 2026-03-17 · [5] 6-K FILED 2025-11-12

Reverse stock split 0 THIS YEAR · 18 ALL TIME

A reverse split shrinks the share count to lift the price above $1. Repeat reverse splits are the classic death-spiral signature.

Going concern doubt 0 THIS YEAR · 3 ALL TIME

Auditors flagged substantial doubt the company survives the next 12 months without new money.

Delisting / exchange risk 0 REAL WARNINGS · 1 matching doc this year · 6 ALL TIME

The exchange has threatened to kick the stock off. Delisting pressure usually ends in a reverse split or a fire-sale raise.

EVIDENCE: [1] 6-K FILED 2026-03-18

SOURCE: FULL-TEXT SEARCH OF THE COMPANY'S OFFICIAL SEC FILINGS. "REAL WARNINGS" = WE OPENED THE LINKED DOCUMENTS AND FILTERED PHRASES WRAPPED IN NEGATIONS, RESOLUTION LANGUAGE OR STANDARD CONTRACT TERMS. "AT LEAST" = MORE DOCUMENTS CARRY THE PHRASE THIS YEAR THAN WE COULD OPEN AND READ.

02

The Printing Press

How many shares exist, over time, exactly as the company reported in its own filings. In microcaps, a rising share count is how holders pay for everything: salaries, debts, and bad deals. Sudden collapses in the line are reverse splits, marked below.

79,125,000 shares · 2010-12-31 144,562,927 shares · 2025-12-31 LAST 12M: -0.8% AVG/YEAR SINCE 2010: +4.1%

SOURCE: THE COMPANY'S OWN REPORTED SHARE COUNTS ACROSS 16 FILINGS, STRAIGHT FROM SEC RECORDS

CHECKING OFFICIAL SPLIT RECORDS…

What this means for YOUR shares

Type how many shares you hold. The math is plain division on the company's own reported counts.

03

Cash Countdown

Cash in the bank against how fast the company burns it. When this hits zero, the next stop is usually a desperate raise at bad terms, and existing holders pay through dilution.

$113.10M
CASH ON HAND
latest reported quarter
-25.0%
CASH CHANGE QoQ
latest two reported quarters
2022·122023·62023·122024·62024·122025·62025·122026·6
CASH OVER TIME, LAST 8 REPORTED QUARTERS $188.36M → $113.10M TREND: -40.0%

RUNWAY = CASH ON HAND ÷ MONTHLY CASH BURN. SIMPLE ARITHMETIC ON THE COMPANY'S OWN REPORTED NUMBERS, NOT A PROJECTION.

04

What the Newest Filing Changed

The latest filings, translated into holder impact. Every number cites its form, date and SEC link.

Shares outstanding -0.8%

Shares outstanding fell 145.71M to 144.56M (-0.8%) between 20-F 2024-12-31 and 20-F 2025-12-31.

NOW: 144,562,927 as of 2025-12-31 (20-F, filed 2026-03-16)

WAS: 145,708,524 as of 2024-12-31 (20-F, filed 2025-03-17)

Cash and equivalents -25.0%

Cash and equivalents fell $150.83M to $113.10M (-$37.73M, -25.0%) between 6-K 2025-12-31 and 6-K 2026-06-30.

NOW: $113.10M as of 2026-06-30 (6-K, filed 2026-08-26)

WAS: $150.83M as of 2025-12-31 (6-K, filed 2026-08-26)

Total assets -3.4%

Total assets fell to $3.52B (from $3.64B, -3.4%) between 6-K 2025-12-31 and 6-K 2026-06-30.

NOW: $3.52B as of 2026-06-30 (6-K, filed 2026-08-26)

WAS: $3.64B as of 2025-12-31 (6-K, filed 2026-08-26)

Total liabilities -7.4%

Total liabilities fell to $2.48B (from $2.68B, -7.4%) between 6-K 2025-12-31 and 6-K 2026-06-30.

NOW: $2.48B as of 2026-06-30 (6-K, filed 2026-08-26)

WAS: $2.68B as of 2025-12-31 (6-K, filed 2026-08-26)

Revenue -1.1%

Revenue fell $379.33M to $375.25M (-1.1%) between the period ended 2025-06-30 and the period ended 2026-06-30 (6-K).

NOW: $375.25M as of 2026-06-30 (6-K, filed 2026-08-26)

WAS: $379.33M as of 2025-06-30 (6-K, filed 2026-08-26)

Cash burn / runway

Operating cash flow was positive ($122.41M) over the period ended 2026-06-30; no cash deficit to burn.

NOW: $122.41M as of 2026-06-30 (6-K, filed 2026-08-26)

NO CRITICAL-ITEM 8-Ks ON FILE IN 24 MONTHS: NO BANKRUPTCY PAPERS, DELISTING NOTICES, AUDITOR CHANGES OR WITHDRAWN NUMBERS. SILENCE HERE IS THE GOOD KIND.

2012·32013·3
QUARTERLY REVENUE, LAST 2 QUARTERS $84.12M → $65.09M TREND: -22.6%

EACH BAR IS ONE REPORTED QUARTER. GREEN = MOST RECENT QUARTER GREW VS THE ONE BEFORE.

NO 8-K IN THE LAST 7 DAYS. SILENCE IS NOTED TOO.

05

The Verdict

HOLD · HIGH CONFIDENCE

A rules-based reading of the cited filing facts: a range with reasons, never a prediction.

HOLD
SCREENING VERDICT
HIGH confidence
$5.07-$15.21
FAIR VALUE BRACKET
trailing revenue of $5.07/share at 1.0-3.0x
$12.37
LAST CLOSE
non-realtime

HOW THE BRACKET IS BUILT: TRAILING REVENUE OF $5.07/SHARE AT 1.0-3.0X · BOOK EQUITY OF $7.16/SHARE AS A SUPPORT LEVEL · CASH FLOOR: $0.7824/SHARE IN A WIND-DOWN.

BASIS FOR

+1

Share count is stable-ish (-0.8% change between the last two reported quarters).

+2

Revenue was roughly flat (-1.1% period over period).

+3

Fair-value range anchored to cited facts: $5.07 to $15.21 per share.

AGAINST

−1

The filings do not report usable cash and operating-burn figures, so runway could not be computed for this verdict.

METHOD: DETERMINISTIC RULES OVER CITED SEC FILING FACTS: SHARE-COUNT CHANGE BETWEEN THE LAST TWO REPORTED QUARTERS (DILUTION), CASH-TO-BURN RUNWAY FROM THE MOST RECENT OPERATING CASH FLOW, PERIOD-OVER-PERIOD REVENUE GROWTH, AND A FAIR-VALUE RANGE ANCHORED TO CASH PER SHARE VS PRICE. THRESHOLDS ARE TUNABLE IN APP/VERDICT_ENGINE.PY. NOT A PREDICTION.

06

Insider Paper Trail

Every time an officer, director or big owner trades shares, the law makes them file a Form 4 within two business days. We read the actual filings: who traded, what kind of trade, how big, at what price.

PARSING FORM 4 FILINGS
who bought, who sold, at what price: straight from the SEC's own XML
07

Filing Timeline

The company's most recent SEC paperwork, newest first.

6-K 2026-08-26 0001289877-26-000027
6-K 2026-08-26 0001289877-26-000024
6-K 2026-05-13 0001289877-26-000021
6-K 2026-05-12 0001289877-26-000019
6-K 2026-05-12 0001289877-26-000017
6-K 2026-04-30 0001289877-26-000015

SOURCE: THE COMPANY'S SEC FILING INDEX

08

Outside the Filings

Public records that most investors never check, cross-checked against what the company claims. This is where shells slip up.

sflcorp.com
WEB ADDRESS ON RECORD
registered 2019-02-28 · via Domeneshop AS dba domainnameshop.com
7.5 YRS OLD
DOMAIN AGE
old and consistent with an operating company: a good sign
3
OFFICIAL OFFERING DOCS · 12M
last one 2026-03-17: shares were actually sold to the market
0
SHELF REGISTRATIONS · 12M
none filed: no dilution pipeline on record
0
BIG-OWNER TAKEOVER FILINGS · 12M
no outside investor has crossed the 5% disclosure line this year
PUBLIC FLOAT
shares actually tradable, vs held by insiders and big owners
SOLD SHORT
FINRA short interest: how many shares are bets against this company, and how many days of trading it would take to cover
CLEAR
US SANCTIONS SCREEN
company name checked against the official US sanctions list (19290 entries)
LEGAL IDENTITY (LEI)
every company that trades securities must carry a global legal identifier: status, parent chain and subsidiaries from the official registry
INSTITUTIONAL HOLDERS · 13F
quarterly institutional holdings filings scanned for this exact company name: which funds still report holding shares, from their own filings
SITE HISTORY
how long the company's website has been around, per the public web archive
CERT RECORD
public certificate logs date the company's web infrastructure: old and boring is good, brand-new is a tell
REGISTRANT HISTORY
old snapshots of public WHOIS pages: has the registered owner of this address changed hands
HOSTING + MAIL RECORDS
public DNS records: where the address is pointed and whether it can even receive mail

SOURCES: PUBLIC DOMAIN REGISTRATION RECORDS (FOUND IN THE COMPANY'S OWN FILING SIGNATURES) · THE COMPANY'S SEC FILING INDEX · OFFICIAL US SANCTIONS LIST · QUARTERLY 13F FILINGS VIA EDGAR FULL-TEXT SEARCH · LEGAL-IDENTITY, SITE-HISTORY, CERTIFICATE, REGISTRANT-HISTORY AND DNS SLOTS STREAM IN FROM FREE PUBLIC REGISTRIES WITHOUT BLOCKING THIS PAGE.

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09

Company Record

Legal nameSFL Corp Ltd.
Fiscal year endN/A
HQ14 PAR-LA-VILLE ROAD, HAMILTON, HM 08, D0
Last periodic report2026-03-16 (20-F, 167d ago)
Shares outstanding144,562,927 as of 2025-12-31 (20-F)

SOURCE: THE COMPANY'S SEC FILING INDEX

Next time SFL files something scary, know within minutes.

One Telegram message per material filing: dilution, going concern, delisting, insider dumps. No account, no email. Every line cites its SEC source. Leave anytime with /unwatch.

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